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portada Discrimination, Vulnerable Consumers and Financial Inclusion (Routledge Research in Finance and Banking Law)
Type
Physical Book
Publisher
Author
Language
English
Pages
304
Format
Paperback
ISBN13
9780367673680
Edition No.
1

Discrimination, Vulnerable Consumers and Financial Inclusion (Routledge Research in Finance and Banking Law)

Catalin-Gabriel Stanescu (Editor), Asress Adimi Gikay (Editor) (Author) · Routledge · Paperback

Discrimination, Vulnerable Consumers and Financial Inclusion (Routledge Research in Finance and Banking Law) - Catalin-Gabriel Stanescu (Editor), Asress Adimi Gikay (Editor)

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Synopsis "Discrimination, Vulnerable Consumers and Financial Inclusion (Routledge Research in Finance and Banking Law) "

This book addresses the questions of discrimination, vulnerable consumers, and financial inclusion in the light of the emerging legal, socioeconomic, and technological challenges. New technologies - such as artificial intelligence-driven consumer credit risk assessment and Fintech platforms, the changing nature of vulnerability due to the ongoing COVID-19 pandemic, as well as the sophistication of digital technologies, which help circumvent legal barriers and protections - necessitate the continuous study of the existing legal frameworks and measures that are capable of tackling these challenges.Organized in two major parts, the first addresses, from multiple national angles, the idea of a human rights approach to consumer law, in order to replace the mantra of economic efficiency that characterizes financial services with those of human dignity and freedom from discrimination and from debt-induced servitude. The second tackles the challenges posed by increased usage of technology in connection with financial services, which tends to solve, but also creates, additional issues for consumers in general, and for vulnerable groups in particular.

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